Insurance Companies Excluding Solar Disturbances?
Here's a clue: ALL of our weather comes from the Sun
This was part of the Suspicious Observers video podcast this morning. [CAVEAT: I do not have the original source for this, nor do I know which insurance company it is… attempting to learn more] This is very concerning. Basically, any loss caused directly OR INDIRECTLY by solar radiation, solar flares or solar rays is what this specifies. Wait, what? ALL of our weather is caused by the sun. This could be easily interpreted to mean damage from hurricanes, flooding, tornadoes, lightning or any other weather event, as these are all fueled by solar weather. A fire is started by a lightning strike, and your house is caught in the inferno? Well, lightning storms are fueled by solar heating, and that means THE SUN. Wind damage, even if not a tornado or hurricane? Same thing. Your dog bites your neighbor? Well, x-class flares and coronal holes can affect people’s health, both physical and mental (and by definition, the health of every living thing on the planet). Crazy? Ever watch Rodeo on TV? Sometimes the bull riders have good days, and sometimes not a one can last 8 seconds. Same with the bucking broncos. Here’s a fun exercise… look up the solar x-ray flux when the animals are particularly ornery, and see if we’re in the middle of a solar flare. Go ahead, I’ll wait.
Okay, so when your homeowner’s insurance comes up for renewal, READ IT CAREFULLY. Is this in there? What can you do about it? Well, if there’s been a particularly nasty x-class flare, you can time the arrival of the CME (Coronal Mass Ejection) to Earth and mitigate your own risk. Most likely nothing will happen, except perhaps the power goes out. However, Earth’s magnetic field is weakening, and solar storms are now capable of doing much more damage today than even 20 years ago when the linked article was written.
First of all, you have to KNOW that a solar storm is coming. The news may or may not tell you, except that you might be able to expect to see bright aurora in areas that normally you would not. Remember 11-12 May of 2024? Yeah, the image above was from my home in Southern Appalachia. Better yet, you can set your phone up to alert you for major storms with any number of apps, one of which is from SpaceWeatherLive.com.
Once you know one of these storms is headed your way, you can predict when it will arrive (within a couple of hours). My suggestion? Flip off the main breaker to your house. If you have a generator, plug your fridge into it and just ride it out. If you have electrical training, you can also pull the meter, but this is dangerous and not recommended UNLESS YOU KNOW WHAT YOU ARE DOING.
Wait until is passes, then flip the breaker back on. Hopefully you will have power and all of your neighbors’ homes are still standing.
Want to learn more? Please see these links below (NOT sponsored).
https://www.thunderbolts.info/wp/
https://www.swpc.noaa.gov/communities/space-weather-enthusiasts-dashboard
The Great Solar Storm of May 1921